Does auto insurance cover the vehicle or the driver (California)?

Does auto insurance cover the vehicle or the driver (California)?

I work on a military installation and I'm required to have the appropriate decals on my car to enter through the gates. I went to renew my decals as they are only good for 3 years and I was denied. My registration has both my dad and I listed (since he paid for the car), but my insurance policy only has him listed because he foots the bill, but I am a covered driver. My vehicle ID number, make, model, and year is listed on both the registration and proof of insurance card. My name is on the registration so I thought this would suffice (especially because they already gave me decals/passes in the past). The marine I was speaking to said that what I am doing is illegal in the state of California and that I must be a policy holder in order to be covered. I always thought that insurance covered the car. Can anyone clarify this issue and reference the California Vehicle Code? I've searched and searched and cannot find accurate clarification. I wanted to be able to print something and show it to him. If I can't find proof then I can't get to work.

 

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I work on a military installation and I'm required to have the appropriate decals on my car to enter through the gates. I went to renew my decals as they are only good for 3 years and I was denied. My registration has both my dad and I listed (since he paid for the car), but my insurance policy only has him listed because he foots the bill, but I am a covered driver. My vehicle ID number, make, model, and year is listed on both the registration and proof of insurance card. My name is on the registration so I thought this would suffice (especially because they already gave me decals/passes in the past). The marine I was speaking to said that what I am doing is illegal in the state of California and that I must be a policy holder in order to be covered. I always thought that insurance covered the car. Can anyone clarify this issue and reference the California Vehicle Code? I've searched and searched and cannot find accurate clarification. I wanted to be able to print something and show it to him. If I can't find proof then I can't get to work.

 

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My bf was in an accident recently where he was rear ended at a stop light. The other driver was ticketed and no one is contesting the fact that the other driver is at fault. My bf decided to go through the other driver's insurance (state farm) rather than his own so that he wouldn't have to pay a deductible. He needs about $600 worth of body work done. After going through all the hoops, he was told to take the car to a local body shop & that he would be approved for a rental car while it was being repaired. Today, he took the car to the shop, but they told him they won't take it until March 21st (about 3 weeks from now). Until then, they expect him to drive his DAMAGED car. He drives long distances pretty frequently (usually visits me an hour and a half away every week or two) and neither of us are comfortable with the idea of him getting on the interstate in a damaged car. What recourse does he have in this situation? It seems pretty unfair that the accident was someone else's fault entirely and he is going to be stuck waiting almost a month to be put whole again :( I suggested that he call state farm and let them know that he's not satisfied with their solution, but he doesn't think it will get him anywhere. Does anyone have experience with this sort of thing? Thoughts in general?

 

 

Would an SUV or a sports car be more expensive for insurance?

Im getting a new car.. and I either want an SUV (Jeep) or a sporty car (Eclipse). Which is cheaper to insure?

 

 

What shold I do if I get into a car accident whith no one else involved but I totaled my car with no insurance?

I got into a car accident during a rainstorm, lost control and totaled my car. I still owe money on it and to make matters worse I found out my insurance lapsed. No one else was involved in it and I went to the hospital and didn't file a claim with the lien holder on the car yet. When I came back to the car it was gone. Don't know what to do next. Any answers out there for my predictament?

 

 

Car accident now what? insurance question?

I was in my first major car accident, my car was totaled. I was waiting at the light to make a left turn, the green arrow came on and i went and some one coming from the opposite side of the lane in the opposite way ran a red light and hit me, he claims on the report he doesn't know how the accident happened. I just wanted to know what do you think will happen? A witness was talking to the cops but his information is not on my police report. It has to go through his insurance what are the odds that they will know that he was in the wrong and not me??

 

 

Can someone else drive my car if i have cancel my insurance cover?

I am going on holiday for 5 months and thinking of cancelling my car insurance. My car is taxed until next year and wondering if my brother can drive my car if I have cancelled my car insurace? (he has his own insurance for his car), does he has to add my car reg on his insurance? Please HELP...

 

 

How do you get affordable Health Insurance at age 64?

I moved from AZ to CA and I am retired but very little income. How can I afford to pay for health insurance? Are there any organizations that can suggest places to contact.

 

 

Mexican car insurance?

If I drive into Mexico, do I need to get insurance for my car from a Mexican insurance company or is the American insurance valid there as well?

 

 

Car licence ,where to get a cheaper car insurance?

Hi there, Looking for cheap insurance? Im 17 near 18 ;) yesterday I past my exam and now Ive got the licence, but insurance is so expensive for me. Ive done the compare and the result was 17 000 for a year :( Please any advice to make it cheaper? Thank you all in advance. Cheers and have a good day.

 

 

No minnesota auto insurance?

if i dont have auto insurance will i loose my drivers license and for how long i live in mn.if im caught

 

 

Do you have auto insurance?

Is it mandatory for you to have auto insurance?

 

 

Cheap moped insurance?

Bought myself a speedfight 2, 50cc, 1999 reg. Could anyone tell me good, cheap moped insurance companies which don't charge stupid amounts?

 

 

I scraped the bumper of a parked car. Is it cheaper to pay it off or send it to my insurance?

I have a clean driving record, but i accidentally scraped a car parked next to me. There was a dinnerplate sized scrape, and the guy sent me a estimate for $400. Will it be cheaper for me to send it to my insurance, or pay it out of pocket?

 

 

Looking for individual dental insurance in NY without a 12-month waiting period - is there such a thing?

I'm shopping around for dental insurance and most plans I see have a 12 month waiting period for major procedures - and I'm going to need to get my wisdom teeth out soon. Can anybody recommend me a plan? Thanks!

 

 

Car Rental Insurance?

I will be going to the US soon. I am a US citizen but do not live in the US. I will be going to visit family for a month and will be renting a car. My question is this, do I need to get the insurance from the vendor or is there a 3rd party insurance I can puchase? Most of the car rental places have LDW / CDW insurance for purchase but this almost doubles the cost of rental. My credit cards and car insurance here in my country of residence do not cover car rentals so I will have to get something. Does anybody know of a different route to take other than purchasing at the vendor?

 

 

How much will it cost me to insure monthly a Porsche Boxster 2.5 2dr Roadster 1998.?

Saw a very good one, will like to have an idea of how much it'll cost me before i dive in. Thank you.

 

 

2004 WRX STI insurance for a 16 year old in arizona?

16 year old, arizona, good grades, took the safety class and driving school thing, how much you think insurance would be for an sti?

 

 

How much do you pay for Insurance in your state?

I live in New Jersey and the Insurance for an auto is so high here. I pay $168 a month for a 2003 ford explorer that is loaded. I have no tickets, my record is clean. I also have lived in Utah and my Insurance was only $50 a month. Just wondering what everyone pays in different states?

 

 

Self employed health insurance?

What is the meaning of self employed health insurance

 

 

Do you legally have to declare having a medical cannabis card to your insurance company?

Does this prescription count just like every other medication? Do you legally have to declare having a medical cannabis card (or say that you use cannabis) to your insurance company? I live in California. My insurance is Blue Cross.

 

 

Car buying/drive test/insurance question.?

By June 16th, the first day of my job, I will need to not only buy a car, but purchase insurance and schedule/complete/pass my drive test. Now, this could be my young naive mind talking, but I am a very alert driver, maybe a little fast, but VERY alert. When doing behind the wheel, I went on the freeway after only 1 hour and the guy said I'm only the second person he's felt comfortable with doing that. But my question is, in what order should i do this (car, test, insurance) and how much preparation/time does each take. i'm hoping for my parents to stop fighting so my dad can buy a new one and give me his truck, but there are no guarantees. By the way, I am 16, and don't think this is some worthless endeavor by a kid with no money. I have saved for over 3 years (I know have over 10000$ but I have to buy everything, but my parents will pay for half of the insurance costs. THANKS

 

 

How high would car insurance rates become if a 16 yr old drives a car?

My mom won't let me get my G1 because she says her insurance rates will get too high. I asked her how high and she says she doesn't even know. I live in Ontario.

 

 

How can I find affordable health insurance in Florida?

How can I find affordable health insurance in Florida?

 

 

What does it mean for insurance to be underwritten?

I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?

 

 

Insurance policy??????

My car insurance is under my dad's name hes the policy holder im 22 years old from new york I was involved in a car accident 2 months ago i was at no fault since i was rear ended today geico called and said they are raising my dad's preimum by 200 dollars since now they will add me to the policy why are they doing this ....is it because of the accident they said the only way it won't be raise if he takes me off his policy and the car and has to provide proof that im insured by another company im going away for college so i wont need my car which belongs to my dad is there anyway to do somethin to not raise his premium and is it wise to go to another insurance company please help and advice

 

 

Cheap car insurance for me?

Right I'm 22 and at college doing painting and decorating and have A LOT of people wanting things done to there houses but they are too far away and I can't carry a paste tae plus tools on a bus and hawl it everywhere with me all the time so I need to get my *** in gear and get a car. I'm going to be taking lessons in the near future but insurance is obv essential. What would be my best option on cheap... Or cheaper option anyway for my current situation. Keeping in mind would only need a cheap small banger of a car and I'm a student. Any heads up would be great on where to go or best car for me Thanks

 

Does auto insurance cover the vehicle or the driver (California)?

I work on a military installation and I'm required to have the appropriate decals on my car to enter through the gates. I went to renew my decals as they are only good for 3 years and I was denied. My registration has both my dad and I listed (since he paid for the car), but my insurance policy only has him listed because he foots the bill, but I am a covered driver. My vehicle ID number, make, model, and year is listed on both the registration and proof of insurance card. My name is on the registration so I thought this would suffice (especially because they already gave me decals/passes in the past). The marine I was speaking to said that what I am doing is illegal in the state of California and that I must be a policy holder in order to be covered. I always thought that insurance covered the car. Can anyone clarify this issue and reference the California Vehicle Code? I've searched and searched and cannot find accurate clarification. I wanted to be able to print something and show it to him. If I can't find proof then I can't get to work.

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